We authorize and pay overdrafts for members 18 and older at our discretion for checks and other transactions made using your checking account number, 自动账单支付, 上述交易, 以及其他电子资金转账. 

If you have established alternate overdraft protection methods such as a line of credit or automatic transfer from your other accounts, we will always attempt to pay an overdraft using these methods before paying your overdraft utilizing 透支的特权. 你也可以选择 

选择加入/退出透支特权 for ATM transactions and debit card purchases.

可能会有限制. 并不是所有的透支都有保证. 条款和条件.

透支保护

Louisiana FCU checking accounts are enhanced with 透支保护. We offer two different ways to cover your overdrafts:

1. If your account qualifies, the standard overdraft practices that come with your account include 透支的特权.

2. 我们也提供透支保护计划, such as links to savings account and lines of credit (loans). These may be less expensive than our standard overdraft practices.

可能会有限制. 并不是所有的透支都有保证.